NOBARTV NEWS Travel insurance is one of the important things that travelers must have.
Especially for those of you who often travel, business trips, or just vacation with family.
By using travel insurance, all traveling risks that may occur can be handled properly.
Because, the insurance provider will be responsible for any unexpected conditions you experience during your trip.
Starting from accidents, loss of goods, changes in departure schedules, and so on.
So your holiday time will feel safer and calmer without worrying about having to face all the risks of traveling alone.
How to Claim Travel Insurance
Even though it is considered very important, many people are still confused about how travel insurance works.
In fact, the benefits you will get are quite a lot and really help protect your finances while traveling.
The following are several ways to claim travel insurance along with the requirements that must be completed.
1. Contact the Insurance Company
If you experience an adverse event during your trip and it is still within the scope of your insurance policy, you should immediately contact the insurance provider.
This needs to be done so that the insurance provider knows about the losses you have experienced.
That way, they will immediately provide a claim submission form that needs to be filled out.
But remember that you are also required to contact your insurance provider within a maximum of 30 days after the incident.
If it is more than the specified time, then the claim you submitted will not be accepted.
2. Prepare all the necessary requirements
After contacting the insurance provider, the next way to claim travel insurance is by collecting the necessary requirements.
Apart from that, usually you will also be asked to collect additional documents required according to the policy or claim submitted.
For this reason, make sure you have fulfilled the requirements or documents needed so that the claim submitted is successful.
3. File a Claim
The next way to claim travel insurance is by submitting a claim and submitting all the required documents.
You can submit this claim online or offline, depending on the insurance company's policies and regulations.
Then, after the claim submission is received, the insurance provider will assess whether the application is in accordance with the policy or not.
If it is appropriate and accepted, then you only need to wait for the compensation to be sent to the agreed account.
Documents Required for the Claim Process
The following are several important documents that must be completed if you want to submit a travel insurance claim, including:
1. Copy of previously purchased travel insurance policy
2. The claim submission form that you have filled out
3. Personal identity such as KTP, KK, and others
4. Copies of transportation tickets, be it plane, train, etc
Travel Insurance Claim Conditions
The following are several requirements for travel insurance claims that you can submit, including:
1. Insurance policy is still active.
2. The cause of loss is still within the scope of the travel insurance policy.
3. The losses experienced occurred during the active period of the policy.
4. Still fulfill the main and additional documents required according to the claim to be submitted.
These are several ways to claim travel insurance that you need to understand before submitting it.
Please remember that the method for claiming this type of insurance is quite easy and seems simple.
However, you also need to know several reasons why insurance claims are rejected, including claims submitted more than 30 days after the incident.
Then, if the loss you experience is not within the scope of the policy, the insurance claim has the potential to be rejected.
So, make sure you understand everything related to travel insurance before buying it.
Originally posted on 2024-07-13 12:57:13.
